Gambling Support Scotland
- Gambling Support Scotland Ireland
- Gambling Support Scotland Coronavirus
- Gambling Support Scotland Genealogy
- Gambling Support Scotland Wikipedia
- Gambling Helpline Scotland
When the fun stops. Stop. But what happens when you just can’t stop?
For many people in Scotland, the lure of gamble now, pay later has left many of them with an unfortunately high amount of gambling debts acquired by use of credit card facilities.
New Citizens Advice Gambling Support Service is launched in Scotland London, 11thNovember 2020: Citizens Advice Scotland has launched a new Gambling Support Service, which has been commissioned by GambleAware. The service provides training to debt advisers and other frontline workers to better understand, prevent or reduce gambling harm.
The National Gambling Helpline provides confidential information, advice and support for anyone affected by gambling problems in England, Scotland and Wales. You can speak with our Advisers one-to-one over the phone or via live chat every day of the year, 24 hours a day. Casino-scotland.com is part of Casino Nation, a global gaming and gambling network consisting of online casinos, igaming portals, news sites, video platforms, vlogs & blogs. The software and underlying technology of this website are provided by the company Vegassoft. We would also like to thank Gaming and Gambling for their financial support.
Trust Deed Scotland welcomes the latest initiative from the Gambling Commission aimed at curbing gambling debts in Scotland. As reported by the BBC, credit cards are to be banned as a payment method for online gambling and bookies shops.
Amanda Hendry of Trust Deed Scotland, the leading provider of qualified debt advice in Scotland said “We see this new measure as a welcome addition in the fight to reducing gambling debts in Scotland.
Over the last decade, we’ve spoken to thousands of people who have developed significant personal debt issues due to their excessive gambling problems further developing credit card debts.
However, while this is of course a welcome initiative, we feel there could be more done to help educate the public on the dangers of developing gambling debts and furthermore supporting gambling addictions in their infancy before they eventually develop into a gambling debt.”
The BBC reports that a total number of twenty-four million adults in in the UK gamble, with a figure of 10.5m doing so online. 22% of online gamblers using credit cards to fund their flutters are classed as problem gamblers. A string of online gambling retailers such as Paddy Power (Betfair), Bet365 and 888 Holdings have swollen an industry typically dominated by the traditional high street bookmakers such as Ladbrokes Coral, William Hill and Betfred.
Speaking to the BBC, Neil McArthur commented “credit card gambling can lead to significant financial harm. The ban that we have announced today should minimise the risks of harm to consumers from gambling with money they do not have”
Information gained from the Gambling Commission highlighted that several individuals in Scotland responded to their survey and were subsequently identified as having a gambling problem. The Gambling Commission found that there was a wider pool of respondents with a determined low risk of developing gambling debts in Scotland.
Gambling Support Scotland Ireland
Fortunately, due to the support from the Gambling Commission, there was a recorded decline in the number of individuals in the same survey from the previous year, with this latest initiative; this can only help to reduce that figure further.
Gambling Debts In Scotland – Get Help Now
The first, most obvious step is to completely stop your gambling.
GamCare – Gamcare offers support and information for partners, friends and family of people who gamble compulsively.
Gamblers Anonymous Scotland – Local support groups for anyone in Scotland affected by their own, or someone else’s gambling problem – find your nearest group there.
No debt solution is offered with an allowance for continued gambling. If you are continuing to gamble, you’ll struggle to keep up with your agreed payment towards your debt solution. You will likely struggle to pay important priority debts, and your creditors are unlikely to accept gambling as a valid outgoing. A failed debt solution is a bad outcome for everyone, not only for you; your creditor too.
Getting Debt Advice On Your Gambling Debts In Scotland
Even if you have gambled recently, get debt advice now. Trust Deed Scotland have helped many people with gambling debts. You won’t be judged by our qualified advisors and any conversation you have is confidential.
Fortunately, unlike a roulette wheel or puggy machine, our Trust Deed Debt Calculator helps you to find out if you qualify based on factual information and isn’t determined by the luck of the draw.
Call us today on 0141 221 0999 or try our calculator as your first step to becoming debt free.
If you’re worried about your gambling or someone else’s, there are places you can go for support.
If you’re struggling with debt
Start dealing with your debts as soon as you can, as well as getting help to stop gambling. Our debt advice will help you:
- work out which debts to deal with first
- find specialist help, if you need it
Find out how to start dealing with your debts.
If you want to stop gambling, the best thing to do is add your name to a list of people gambling companies aren’t allowed to serve. This is called 'self excluding' yourself - find out more about self exclusion on the GambleAware website.
If you’d like to talk to someone about your problem, you can:
- talk to an adviser by phone or through live chat from the National Gambling Treatment Service, a gambling charity
- go to Gamblers Anonymous Scotland meetings for group support
You can also:
- find out more about support you can get on the GamCare website
- find more strategies to stop yourself gambling on the Gambling Commission website
- download the free Gambling Therapy app - it’s a collection of strategies to help with gambling addiction
If you haven’t been paying your rent or mortgage
You should contact your landlord or mortgage lender as soon as possible - it can be tough, but if you ignore their warnings you could lose your home.
You can find out what action to take about rent arrears or what to say to your mortgage lender if you can't pay them back straight away.
If you’re worried about your partner’s gambling
Gambling Support Scotland Coronavirus
You can’t be held responsible for any debts in your partner’s name.
If your partner has taken out debts in your name without you knowing, it’s fraud. You aren’t responsible for paying these back, but you’d have to report the fraud to the police.
You should keep an eye on your finances - your partner could be hiding the scale of the problem from you. If you’re not sure how to approach the situation you can talk to an adviser from GamCare.
If you have a joint credit card or loan with your partner
You’ll be responsible for those debts. Your credit rating can also be affected by your partner’s actions, because you have a financial link to them.
There are steps you can take to get on top of credit card and loan debts
If you have a joint benefit claim and your partner gets the money
You might be able to split the payments so your partner can’t gamble with your money.
You’ll need to ask the people who pay your benefits and explain the situation. You can contact them using the details on any letters or emails you’ve got about your benefits.
In Scotland, you can ask for some of your Universal Credit to be paid directly to your landlord.
If you own your home jointly with your partner
If debts secured against your home go unpaid, like your mortgage, the lender could decide to sell it to recover the money that's owed - this is called repossession. If debts aren't secured against your home, they could try to stop you selling it - this is called inhibition.
There's action you or your partner can take to try to stop this happening, like dealing with your mortgage arrears or challenging the lender's action in court. You could contact the lenders your partner owes money to. Explain the situation to them and tell them what your partner is doing to tackle the problem.
If you're worried about losing your home or you have any letters from lenders or the court, you don't have to deal with it alone. Get help from a specialist money adviser at your local Citizens Advice bureau.
Gambling Support Scotland Genealogy
If you were allowed to gamble when you shouldn’t have
Gambling companies shouldn't let you gamble if:
- you’re on the list of ‘self-excluded’ people - find out more about self exclusion on the GambleAware website
- you’re under 18
Gambling Support Scotland Wikipedia
It’s legal to play The National Lottery and buy scratchcards at 16.
Gambling Helpline Scotland
If you think you shouldn’t have been allowed to gamble you can complain to the Gambling Commission. They can take action if they think a gambling company hasn't followed the rules.